Splurge VS Save – Handbag Edition

 

When is it time to splurge and when is it time to save??  I am asked this question frequently so I wanted to give you my opinion.  Those who have been following me since February, I am sure you have noticed, my couple of splurge items, you see over and over and over again.  That’s certainly intentional and here’s why –

In general, I would say, never splurge on ANYTHING trendy, you will regret the second it even begins to go out of style.  My personal rule of thumb is, if it is something I will use or wear in 5-10 years or longer AND I am COMPLETELY OBSESSIVELY TOTALLY in love with it, I will consider splurging.  But, to be perfectly honest, it takes me 1-2 years before actually pulling the trigger on any splurges.  And when I am ready, I usually ask for them for birthday (October) or Christmas and if it’s extra $$, I ask for it to be a combo gift.

My splurges are generally neutrals.  They are things I can wear with pretty much anything and use over and over and over again.  My top three handbags are my YSL Leather Clutch (it goes with every. thing.), my Chanel (so timeless I plan to pass it on to a granddaughter!!) and my Louis Vuitton Speedy (I think it’s close to 15 years old).  So, to me, those are all pretty good justifications to splurge AND, I truly use them all the time (as most of you have seen)

I have included some options in the middle price range ($100-$200) and a true savings (under $100).  A girlfriend and I had a conversation about how many handbags she buys from Target and other similar stores.  If she took one year and truly saved that money to buy an investment piece that would last forever, she would be so much happier with her purchase!!

1. // SAINT LAURENT MONOGRAM TEXTURED LEATHER CLUTCH //

2. // LODIS ‘AUDREY COLLECTION – NINA’ CROSSBODY BAG -$138 //

3. // HALOGEN ® PATENT LEATHER CLUTCH – $79 //

4. // CHANEL MEDIUM CLASSIC DOUBLE FLAP BAG //

5. // REBECCA MINKOFF QUILTED AFFAIR MINI SHOULDER BAG -$195 //

6. // BLACK QUILTED HANDBAG -$49 //

7. // LOUIS VUITTON MONOGRAM SPEEDY //

8. // CALVIN KLEIN HUDSON MONOGRAM SATCHEL – $168 //

9. // LIZ CLAIBORNE CASEY SATCHEL -$45 //

So, what do you guys think of this post?!?!  Should I do a shoe and clothes edition??  Let me know your thoughts :-))))

Chicwish Crochet Cropped Top and Skirt

White Crochet Cropped Top and Skirt Set

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I wore this white hot number to my 20 year High School Reunion a couple weeks back.  I had ordered it specifically for the reunion because it was classy in color but had so many modern touches – high waisted skirt, cropped top and a fresh crochet pattern.  I stuck with neutral accessories so the bright white stood out in late June but teeny pops of turquoise.

And wait, am I really old enough to attend my 20 YEAR HIGH SCHOOL REUNION?!?!  Yes, and had a great time!  It was so nice to see so many friends…some I hadn’t seen since graduation and others I still get so see so often!!  Park Day with the kids, Leonardtown Winey for heavy appetizers and wine (of course!) and we ended the day with a couple more drinks and laughs at the Old Towne Pub.

// Chicwish Go For Fancy Crochet Cropped Top and Skirt in White // YSL Clutch // Similar Beige Clutch // Stuart Weitzman Nudist Heels // Similar Nude Heels // Valentino Sunglasses // Similar Cat Eye Sunglasses Under $20 // Stella & Dot Vintage Sparkle Bracelet //

Photography by Tom Turk Photography

Black Lace Cover Up

Affordable Black Lace Cover Up

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I feel like I am getting and/or giving everyone weather whiplash…one week I am talking Fall and Winter clothes and this week, I am back in a bathing suit.  Geez Tiffani, make up your mind 😉

I am just obsessed with this black lace coverup.  First, it is $10.99!!!!!  Secondly, it’s just so pretty!!   Honestly, I wasn’t sure about it once I received it…thinking “maybe it’s too much as a beach cover up with the black lace” but then that’s what I ended up falling in love with.  It’s so feminine and a little more sexy and saucy than I usually go-to.  Although it’s see-through, it has enough detail and pattern that I don’t feel like I have to hold my tummy in while I’m wearing it.  Yes, I admitted that.  We all do it, right ladies!!  Sometimes I feel like I am holding in so much, my voice is going to go up an octave, hahaha

And, I had mentioned in this post that I had another monokini and this is my rookie one.  It was the first one piece I had purchased and I bought it 5 months after baby #3.  I was heading to Miami for a girls weekend and I wanted something to hide enough that I would feel comfortable but darn it, I still wanted to feel cute.  TA DA 🙂

// SheIn Black Short Sleeve Lace Beach Dress -$10.99 // Venus Black Monokini // Eric Javits Hat // Valentino Sunglasses // Similar Cat Eye Sunglasses UNDER $20!! //